If you’re just starting out on your own and are concerned about saving for a down payment, Home One from Freddie Mac can help.

  • We understand that saving up huge sums of money in this day and age can be difficult, but that doesn’t mean you can’t be a responsible borrower.
  • Home One can make home ownership possible with only a 3% down payment for eligible for single family homes, including townhouses and condos.
  • This program has no geographic or income restrictions and is subject to other qualifying guidelines.


Looking for tips to help you on your home buying journey? Check out our Tompkins First-Time Homebuyer Guide!
Loans subject to credit approval, income, and other guidelines.