Privacy Policy | PA And NY Personal Information | Tompkins Bank & Trust

Rev. 04/26

Tompkins Bank & Trust Consumer Privacy Notice

Facts Why?	What does Tompkins Bank & Trust do with your personal information?
	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income Account balances and payment history Transaction history and checking account information When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons Tompkins Bank & Trust chooses to share, and whether you can limit this sharing.
	Reasons we can share your personal information		Does Tompkins Bank & Trust share?	Can you limit this sharing?
For everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus			Yes	No
For our marketing purposes- to offer our products and services to you			Yes	No
For joint marketing with other financial companies			Yes	No
For our affiliates’ everyday business purposes- information about your transactions and experiences			No	We don’t share
For our affiliates’ everyday business purposes- information about your creditworthiness			No	We don’t share
For our affiliates to market to you			No	We don’t share
For nonaffiliates to market to you			No	We don’t share
Questions?		Call toll-free at 888-273-3210 or go to www.tompkinsbank.com with any questions.

Who we are
Who is providing this notice?	Tompkins Bank & Trust
What we do
How does Tompkins Bank & Trust protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Tompkins Bank & Trust collect my personal information?	We collect your personal information, for example, when you Provide account information or deposit money Apply for a loan or use your credit or debit card Open an account or pay your bills We also collect your personal information from others, such as credit bureaus or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes - information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing but they are generally inapplicable given our practices as described above.
Definitions
Affiliates Nonaffiliates	Companies related by common ownership or control. They can be financial or nonfinancial companies. Our affiliate, Tompkins Financial Corporation is a financial company and a bank holding company. We are a wholly-owned subsidiary of Tompkins Financial Corporation. We do not share with this affiliate. Companies not related by common ownership or control. They can be financial or nonfinancial companies. Tompkins Bank & Trust does not share with nonaffiliates so they can market you.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. - Our joint marketing partner(s) include credit card companies.