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If your checking balance dips, a credit line can be a lifeline.

Anyone can make a math mistake or forget to record a checking payment. If that happens, your balance might drop below $0. Instead of paying a hefty fee or having a payment blocked, you can arrange for a special line of credit to automatically cover shortfalls and help get your finances back on track.

  • Any overdrafts you may incur will automatically be covered - up to your available authorized credit amount
  • The minimum payment will be automatically deducted from your checking account on the date it is due
  • You pay back only the amount of the line that you use
  • Competitive interest rates
  • You must have a Tompkins checking account
  • Quick online application

Download an Application

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Tompkins Community Bank is a full-service financial institution serving the Central, Western, and Hudson Valley markets of New York, and Southeastern Pennsylvania.

*Subject to credit approval.