Through our partnership with Freddie Mac, Home Possible® mortgages offer low down payments for low- to moderate-income homebuyers.
  • The program offers 3%-5% down payment options,
  • Flexible down payment sources,
  • Term flexibility,
  • Refinance options,
  • Income flexibility and more.


Looking for tips to help you on your home buying journey? Check out our Tompkins First-Time Homebuyer Guide!
Loans subject to credit approval, income, and other guidelines.