Students smiling and greeting someone

Get your financial journey started on the right foot.

As a student, you're learning new things every day - though many of the most important lessons occur outside the classroom. With this checking account, you'll get a good introduction to money management tools without having to pay a monthly fee.

The account owner must be age 25 or less and be a full or part-time student. For students under the age of 18, a parent or guardian must be a co-owner on the account. When the principal account owner reaches age 26, the account will revert to the terms and conditions of the Direct Checking account.

document icon

Compare Accounts

Find the right checking account for you!
calculator icon


Test out some numbers.

Tompkins Community Bank is a full-service financial institution serving the Central, Western, and Hudson Valley markets of New York, and Southeastern Pennsylvania.

Minimum balance to open account in branch is $0. Minimum balance to open online account is $25.

*Your wireless telecommunications provider may charge you for data usage. Check with your provider for details regarding your specific wireless plan and any data usage charges that may apply.