Front view of living room furniture

We're ready to help you put down some roots.

Looking to buy your first home? Sometimes, it seems like it could take forever to come up with the down payment that many mortgages require. At Tompkins, we offer a special home loan program that slashes upfront costs and has turned countless home ownership dreams into a much more immediate reality.

  • Especially designed for first-time homebuyers
  • Low down payment options
  • Reduced fees and closing costs
  • Maximum financing for eligible borrowers
  • No private mortgage insurance required

Work with a friendly mortgage specialist who can help walk you through the application process, or take the do-it-yourself approach with our online application.

Tompkins Community Bank is a full-service financial institution serving the Central, Western, and Hudson Valley markets of New York, and Southeastern Pennsylvania.

Subject to credit approval. Income restrictions apply.